The Independence of a Thinking Woman

Live Today. Plan For Tomorrow. Be Happy About Yesterday.

Life Lessons

Finding Self

The search for self is one of the most important journeys you can take. With that, the rest falls into place. Here, in this YouTube Video, Eckhart Tolle teaches us how to find peace with ourselves and our relationships, yes, including the difficult ones in life!

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The Gorgeous, Sexy and Rich Series is published by Marshall Cavendish International Asia. Norma also writes for the Singapore Women's Weekly in a regular column on financial and career matters for women.

Life’s Passages

Life does not come in a single continuous phase.

Passages

In my twenties, I read a great little book, ’Passages’ by Gail Sheehy.  I met Gail in Toronto at the International Women Forum Conference in 2004.   She was petite, in a stunning red suit that said ‘Confidence’, as she signed autographs.  I bought her book ‘The Silent Passage’ to prepare myself for eventual menopause.  A wonderful woman, she was inspiring to chat with even for a few minutes.

In ‘Passages’, Gail said that people in later parts of their lives often returned to unresolved issues in earlier phases.  If unresolved, these issues stayed there in their hearts or memories and resolution was required for people to be happy with themselves and for them to move on completely into the next phase.  Gail’s book had a profound impact on me.   From then on, I try to in so far as is possible to resolve things within the separate phases of my life so that there are no gaps waiting to be filled.  I am not able to do that all the time, of course.  Sometimes, the person on the other side refuses to meet me half-way.

50-50

On the International Women Forum Leadership Foundation programme in 2004, I learnt the 50-50 Rule to life.  The 50-50 Rule says that a woman should not assume to go beyond 50% of the total responsibility in any relationship over a prolonged period of time as it is not sustainable.   Women tend to do that.  We tend to want to go the extra mile all the time.  Don’t!

Life Phases

We women seem to have more distinct phases than men.  While on the surface it may look the same, I often think that deep within women feel the phases more.  Certainly these phases impact us more financially than they do the men.  Men are not expected to be the caregiver of children, for example.  And most bachelor men escape the stigma of being called a spinster.    I was pleasantly surprised when my father in his 70s decided to call one of my dear cousins who had decided to stay single, a ‘bachelor’.  A few years ago, Dad would have just labelled women who were single ‘spinsters’ which is hardly complimentary compared to ‘bachelor girl’.   Way to go, Dad! You have joined the new millennium.

The distinct phases in a woman’s life are:

  • Single
  • Married
  • Divorced
  • Widowed

You need to know your legal rights as a woman in each of these phases.  They affect your will and your financial health.  You also need to know how to plan your own needs in each of these phases.  Being married is no excuse to forget about yourself and your financial independence!   There will always be one more nappy to purchase, one more toy, one more educational programme for your child.  Their needs never end.   You must take care of yourself throughout these periods.

You need to negotiate your way through the housekeeping money if you are a caregiver.  How can you discuss your financial needs with your husband?  Sensibly and without huge fights?

Given the statistics, you are more likely to be alone again in the latter phase of your life.   Men do die younger on average, and given this statistic, you will be left to take care of your needs.   If you have had a great husband like my friend, Perlita, you would be taken care of.  But if your husband was anything like my Uncle Mervin, it is likely that he would have forgotten to care for himself and you as death was a taboo thought.

Planning is important and the right planning protects your future.

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SINGAPORE WOMEN’S WEEKLY SPECIAL IN MARCH 2011 ON MONEY MATTERS!

Watch for Norma's articles in the Singapore Women's Weekly (SWW) beginning October 2010 Issue.

Talk and Slides

"Why Men Prefer Financially Independent Women"
INVEST Fair 2010
Marina Bay Sands Convention
22 August 2010
12.00 -1.00 pm

Report on the Event: The Event went well and more than the hall was filled with MEN who wanted to know how women think. I will be uploading my slides here by end of September. Watch this space.

Spirituality

'We are not human beings having a spiritual experience. We are spiritual beings having a human experience.'
Teilhard de Chardin
(French Geologist, Priest, Philosopher and Mystic, 1881-1995)

Thoughts on Love

Love many things, for therein lies the true strength, and whosoever loves much performs much, and can accomplish much, and what is done in love is done well.

- Vincent van Gogh

The more I think it over, the more I feel that there is nothing more truly artistic than to love people.

- Vincent van Gogh

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The Twelve Apostles, 2007 Art Jam 2006 Singapore Women's Weekly Smart Investor Magazine

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